2012 JOD to BAM Historical Review

YEARLY HIGH

2.2951 BAM

YEARLY LOW

2.0544 BAM

YEARLY AVERAGE

2.1492 BAM

2012 JOD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the JOD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 2.2951. Conversely, the yearly low was recorded on February 26, dropping to 2.0544.

This high-to-low spread represents a total annual volatility of 0.2407 BAM. From a start-to-finish perspective, comparing the January average rate of 2.1398 to the December average rate of 2.1032, the exchange rate registered a net change of -1.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.2951 was up 7.39% compared to the 2011 peak of 2.1372, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 11,475 BAM

2011 Average 9,928 BAM

Yearly Trough Low 10,272 BAM

Transaction Impact: A difference of 1,203.66 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.2642

2.0707

JanuMarcMayJulySeptNove

JOD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1290, compared to 2.1694 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0405 points.

H1 Avg (Jan–Jun) 2.1290

H2 Avg (Jul–Dec) 2.1694

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.1424 BAM (High: 2.2294 / Low: 2.0870). On the other end, October was the most stable month, with a tight range of 0.0314 BAM (High: 2.1451 / Low: 2.1137).

May Spread (Volatile) ±0.1424

October Spread (Stable) ±0.0314

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0823 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0823

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 2.2481) against the same month in 2011 (average: 1.9337), the exchange rate shifted by +0.3145 (+16.26%).

2012 Avg (July) 2.2481

2011 Avg (July) 1.9337

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1796	2.0959	2.1398
February	2.1129	2.0544	2.0869
March	2.1171	2.0703	2.0902
April	2.1130	2.0703	2.0970
May	2.2294	2.0870	2.1569
June	2.2322	2.1768	2.2030
July	2.2951	2.1873	2.2481
August	2.2689	2.2007	2.2309
September	2.2010	2.1063	2.1486
October	2.1451	2.1137	2.1309
November	2.1766	2.1290	2.1548
December	2.1318	2.0794	2.1032