2015 JOD to BAM Historical Review

YEARLY HIGH

2.6322 BAM

YEARLY LOW

2.2860 BAM

YEARLY AVERAGE

2.4874 BAM

2015 JOD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the JOD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 2.6322. Conversely, the yearly low was recorded on January 2, dropping to 2.2860.

This high-to-low spread represents a total annual volatility of 0.3461 BAM. From a start-to-finish perspective, comparing the January average rate of 2.3721 to the December average rate of 2.5304, the exchange rate registered a net change of 6.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.6322 was up 15.31% compared to the 2014 peak of 2.2826, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 13,161 BAM

2014 Average 10,419 BAM

Yearly Trough Low 11,430 BAM

Transaction Impact: A difference of 1,730.56 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.5897

2.3523

JanuMarcMayJulySeptNove

JOD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4737, compared to 2.5011 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0274 points.

H1 Avg (Jan–Jun) 2.4737

H2 Avg (Jul–Dec) 2.5011

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.1791 BAM (High: 2.4652 / Low: 2.2860). On the other end, September was the most stable month, with a tight range of 0.0490 BAM (High: 2.4748 / Low: 2.4258).

January Spread (Volatile) ±0.1791

September Spread (Stable) ±0.0490

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0823 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0823

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 2.5510) against the same month in 2014 (average: 2.0012), the exchange rate shifted by +0.5498 (+27.47%).

2015 Avg (March) 2.5510

2014 Avg (March) 2.0012

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4652	2.2860	2.3721
February	2.4638	2.4032	2.4295
March	2.6322	2.4654	2.5510
April	2.6099	2.4725	2.5552
May	2.5332	2.4125	2.4730
June	2.5239	2.4294	2.4614
July	2.5489	2.4804	2.5094
August	2.5315	2.3939	2.4800
September	2.4748	2.4258	2.4557
October	2.5158	2.4098	2.4611
November	2.6077	2.5050	2.5699
December	2.5984	2.5081	2.5304