2020 JOD to BAM Historical Review

YEARLY HIGH

2.5706 BAM

YEARLY LOW

2.2469 BAM

YEARLY AVERAGE

2.4213 BAM

2020 JOD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the JOD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 20, valuing the pair at 2.5706. Conversely, the yearly low was recorded on December 31, dropping to 2.2469.

This high-to-low spread represents a total annual volatility of 0.3237 BAM. From a start-to-finish perspective, comparing the January average rate of 2.4845 to the December average rate of 2.2668, the exchange rate registered a net change of -8.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.5706 was up 1.60% compared to the 2019 peak of 2.5302, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 12,853 BAM

2019 Average 12,319 BAM

Yearly Trough Low 11,234 BAM

Transaction Impact: A difference of 1,618.46 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.5667

2.2395

JanuMarcMayJulySeptNove

JOD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5049, compared to 2.3377 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1672 points.

H1 Avg (Jan–Jun) 2.5049

H2 Avg (Jul–Dec) 2.3377

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1544 BAM (High: 2.5706 / Low: 2.4162). On the other end, October was the most stable month, with a tight range of 0.0379 BAM (High: 2.3639 / Low: 2.3260).

March Spread (Volatile) ±0.1544

October Spread (Stable) ±0.0379

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0792 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0792

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 2.4947) against the same month in 2019 (average: 2.4392), the exchange rate shifted by +0.0554 (+2.27%).

2020 Avg (March) 2.4947

2019 Avg (March) 2.4392

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5071	2.4633	2.4845
February	2.5559	2.4933	2.5287
March	2.5706	2.4162	2.4947
April	2.5603	2.5184	2.5394
May	2.5591	2.4772	2.5306
June	2.4829	2.4261	2.4513
July	2.4636	2.3270	2.4116
August	2.3511	2.3101	2.3330
September	2.3695	2.3003	2.3388
October	2.3639	2.3260	2.3446
November	2.3679	2.3016	2.3312
December	2.3051	2.2469	2.2668