2021 JOD to BAM Historical Review

YEARLY HIGH

2.4596 BAM

YEARLY LOW

2.2343 BAM

YEARLY AVERAGE

2.3326 BAM

2021 JOD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the JOD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 2.4596. Conversely, the yearly low was recorded on January 6, dropping to 2.2343.

This high-to-low spread represents a total annual volatility of 0.2253 BAM. From a start-to-finish perspective, comparing the January average rate of 2.2663 to the December average rate of 2.4406, the exchange rate registered a net change of 7.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.4596 was down 4.32% compared to the 2020 peak of 2.5706, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 12,298 BAM

2020 Average 12,104 BAM

Yearly Trough Low 11,172 BAM

Transaction Impact: A difference of 1,126.54 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.4580

2.2488

JanuMarcMayJulySeptNove

JOD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2897, compared to 2.3756 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0859 points.

H1 Avg (Jan–Jun) 2.2897

H2 Avg (Jul–Dec) 2.3756

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0819 BAM (High: 2.4596 / Low: 2.3777). On the other end, October was the most stable month, with a tight range of 0.0217 BAM (High: 2.3877 / Low: 2.3660).

November Spread (Volatile) ±0.0819

October Spread (Stable) ±0.0217

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0384 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0384

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 2.4186) against the same month in 2020 (average: 2.3312), the exchange rate shifted by +0.0874 (+3.75%).

2021 Avg (November) 2.4186

2020 Avg (November) 2.3312

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2868	2.2343	2.2663
February	2.3050	2.2675	2.2822
March	2.3512	2.2871	2.3184
April	2.3507	2.2751	2.3101
May	2.2961	2.2512	2.2717
June	2.3191	2.2571	2.2894
July	2.3447	2.3118	2.3316
August	2.3627	2.3177	2.3437
September	2.3841	2.3233	2.3420
October	2.3877	2.3660	2.3770
November	2.4596	2.3777	2.4186
December	2.4556	2.4335	2.4406