2014 JOD to BAM Historical Review

YEARLY HIGH

2.2826 BAM

YEARLY LOW

1.9857 BAM

YEARLY AVERAGE

2.0835 BAM

2014 JOD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the JOD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 2.2826. Conversely, the yearly low was recorded on May 6, dropping to 1.9857.

This high-to-low spread represents a total annual volatility of 0.2968 BAM. From a start-to-finish perspective, comparing the January average rate of 2.0318 to the December average rate of 2.2447, the exchange rate registered a net change of 10.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.2826 was up 5.75% compared to the 2013 peak of 2.1584, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 11,413 BAM

2013 Average 10,407 BAM

Yearly Trough Low 9,929 BAM

Transaction Impact: A difference of 1,484.25 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.2690

1.9768

JanuMarcMayJulySeptNove

JOD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0170, compared to 2.1499 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1329 points.

H1 Avg (Jan–Jun) 2.0170

H2 Avg (Jul–Dec) 2.1499

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0808 BAM (High: 2.1823 / Low: 2.1015). On the other end, June was the most stable month, with a tight range of 0.0237 BAM (High: 2.0417 / Low: 2.0180).

September Spread (Volatile) ±0.0808

June Spread (Stable) ±0.0237

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0246 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0246

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 2.2447) against the same month in 2013 (average: 2.0182), the exchange rate shifted by +0.2265 (+11.22%).

2014 Avg (December) 2.2447

2013 Avg (December) 2.0182

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0482	2.0087	2.0318
February	2.0526	2.0092	2.0258
March	2.0113	1.9875	2.0012
April	2.0168	1.9898	2.0011
May	2.0309	1.9857	2.0115
June	2.0417	2.0180	2.0309
July	2.0647	2.0191	2.0394
August	2.1033	2.0593	2.0760
September	2.1823	2.1015	2.1425
October	2.2059	2.1565	2.1780
November	2.2391	2.2068	2.2189
December	2.2826	2.2068	2.2447