2016 JOD to BAM Historical Review

YEARLY HIGH

2.6584 BAM

YEARLY LOW

2.3966 BAM

YEARLY AVERAGE

2.4955 BAM

2016 JOD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the JOD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 2.6584. Conversely, the yearly low was recorded on May 4, dropping to 2.3966.

This high-to-low spread represents a total annual volatility of 0.2618 BAM. From a start-to-finish perspective, comparing the January average rate of 2.5379 to the December average rate of 2.6215, the exchange rate registered a net change of 3.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 2.6584 was up 1.00% compared to the 2015 peak of 2.6322, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JOD based on timing:

Yearly Peak High 13,292 BAM

2015 Average 12,438 BAM

Yearly Trough Low 11,983 BAM

Transaction Impact: A difference of 1,308.95 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

2.6403

2.4156

JanuMarcMayJulySeptNove

JOD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4727, compared to 2.5182 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0455 points.

H1 Avg (Jan–Jun) 2.4727

H2 Avg (Jul–Dec) 2.5182

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.1324 BAM (High: 2.6138 / Low: 2.4814). On the other end, September was the most stable month, with a tight range of 0.0256 BAM (High: 2.4784 / Low: 2.4528).

November Spread (Volatile) ±0.1324

September Spread (Stable) ±0.0256

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0522 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0522

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 2.6215) against the same month in 2015 (average: 2.5304), the exchange rate shifted by +0.0911 (+3.60%).

2016 Avg (December) 2.6215

2015 Avg (December) 2.5304

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5590	2.5221	2.5379
February	2.5388	2.4411	2.4857
March	2.5394	2.4268	2.4793
April	2.4589	2.4138	2.4343
May	2.4865	2.3966	2.4432
June	2.5000	2.4248	2.4561
July	2.5151	2.4738	2.4953
August	2.4915	2.4375	2.4652
September	2.4784	2.4528	2.4640
October	2.5409	2.4571	2.5031
November	2.6138	2.4814	2.5601
December	2.6584	2.5684	2.6215