2015 MAD to DJF Historical Review

YEARLY HIGH

19.6632 DJF

YEARLY LOW

17.5689 DJF

YEARLY AVERAGE

18.2270 DJF

2015 MAD to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MAD to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 19.6632. Conversely, the yearly low was recorded on March 15, dropping to 17.5689.

This high-to-low spread represents a total annual volatility of 2.0943 DJF. From a start-to-finish perspective, comparing the January average rate of 19.0004 to the December average rate of 17.9562, the exchange rate registered a net change of -5.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 19.6632 was down 11.04% compared to the 2014 peak of 22.1027, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 98,316 DJF

2014 Average 106,182 DJF

Yearly Trough Low 87,845 DJF

Transaction Impact: A difference of 10,471.64 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

19.1203

17.6815

JanuMarcMayJulySeptNove

MAD to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.3433, compared to 18.1106 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2327 points.

H1 Avg (Jan–Jun) 18.3433

H2 Avg (Jul–Dec) 18.1106

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 1.2963 DJF (High: 19.6632 / Low: 18.3670). On the other end, September was the most stable month, with a tight range of 0.2376 DJF (High: 18.4426 / Low: 18.2049).

January Spread (Volatile) ±1.2963

September Spread (Stable) ±0.2376

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.7000 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.7000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 19.0004) against the same month in 2014 (average: 21.6244), the exchange rate shifted by -2.6241 (-12.13%).

2015 Avg (January) 19.0004

2014 Avg (January) 21.6244

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	19.6632	18.3670	19.0004
February	18.7853	18.5089	18.6665
March	18.4807	17.5689	17.9665
April	18.2559	17.6503	17.8955
May	18.5151	17.9557	18.2334
June	18.4313	17.9913	18.2978
July	18.2445	17.9124	18.0916
August	18.6466	18.0004	18.2308
September	18.4426	18.2049	18.2979
October	18.5265	18.0049	18.2857
November	18.0899	17.6475	17.8014
December	18.0623	17.6752	17.9562