2020 MAD to DJF Historical Review

YEARLY HIGH

20.0366 DJF

YEARLY LOW

17.2826 DJF

YEARLY AVERAGE

18.7697 DJF

2020 MAD to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 20.0366. Conversely, the yearly low was recorded on April 6, dropping to 17.2826.

This high-to-low spread represents a total annual volatility of 2.7540 DJF. From a start-to-finish perspective, comparing the January average rate of 18.5293 to the December average rate of 19.8220, the exchange rate registered a net change of 6.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 20.0366 was up 6.30% compared to the 2019 peak of 18.8494, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 100,183 DJF

2019 Average 92,529 DJF

Yearly Trough Low 86,413 DJF

Transaction Impact: A difference of 13,770.12 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

20.0471

17.3452

JanuMarcMayJulySeptNove

MAD to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.2260, compared to 19.3135 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0875 points.

H1 Avg (Jan–Jun) 18.2260

H2 Avg (Jul–Dec) 19.3135

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.2682 DJF (High: 18.8873 / Low: 17.6191). On the other end, January was the most stable month, with a tight range of 0.1502 DJF (High: 18.6029 / Low: 18.4527).

March Spread (Volatile) ±1.2682

January Spread (Stable) ±0.1502

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.8210 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.8210

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 19.8220) against the same month in 2019 (average: 18.5007), the exchange rate shifted by +1.3212 (+7.14%).

2020 Avg (December) 19.8220

2019 Avg (December) 18.5007

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.6029	18.4527	18.5293
February	18.5489	18.2716	18.3991
March	18.8873	17.6191	18.3914
April	18.0123	17.2826	17.5703
May	18.1945	17.9580	18.0740
June	18.4982	18.2077	18.3917
July	19.1041	18.3333	18.6420
August	19.4427	19.0247	19.2799
September	19.5172	19.1600	19.3049
October	19.4590	19.2202	19.3372
November	19.6415	19.2591	19.4949
December	20.0366	19.1355	19.8220