2015 MAD to IRR Historical Review

YEARLY HIGH

3134.4869 IRR

YEARLY LOW

2748.2591 IRR

YEARLY AVERAGE

2969.6541 IRR

2015 MAD to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MAD to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 3134.4869. Conversely, the yearly low was recorded on March 15, dropping to 2748.2591.

This high-to-low spread represents a total annual volatility of 386.2278 IRR. From a start-to-finish perspective, comparing the January average rate of 2911.1808 to the December average rate of 3031.5358, the exchange rate registered a net change of 4.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 3134.4869 was down 0.78% compared to the 2014 peak of 3159.0458, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 15,672,434 IRR

2014 Average 15,358,661 IRR

Yearly Trough Low 13,741,295 IRR

Transaction Impact: A difference of 1,931,138.98 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

3114.3222

2787.5711

JanuMarcMayJulySeptNove

MAD to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2895.0171, compared to 3044.2911 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 149.2740 points.

H1 Avg (Jan–Jun) 2895.0171

H2 Avg (Jul–Dec) 3044.2911

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 160.7886 IRR (High: 2985.7444 / Low: 2824.9558). On the other end, February was the most stable month, with a tight range of 31.2757 IRR (High: 2904.6247 / Low: 2873.3491).

January Spread (Volatile) ±160.7886

February Spread (Stable) ±31.2757

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 83.2770 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -83.2770

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 3054.3547) against the same month in 2014 (average: 3142.5790), the exchange rate shifted by -88.2243 (-2.81%).

2015 Avg (August) 3054.3547

2014 Avg (August) 3142.5790

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2985.7444	2824.9558	2911.1808
February	2904.6247	2873.3491	2890.0991
March	2875.0483	2748.2591	2814.8004
April	2904.9927	2791.4801	2837.0719
May	2958.9952	2888.2529	2918.2166
June	3028.4228	2923.2543	2998.7341
July	3025.9363	2979.5251	3005.0262
August	3134.4869	3003.3445	3054.3547
September	3115.0143	3073.4934	3087.0929
October	3125.3592	3038.8045	3085.5070
November	3051.6052	2979.1042	3002.2300
December	3049.3713	2984.8987	3031.5358