2025 MAD to IRR Historical Review

YEARLY HIGH

4708.6079 IRR

YEARLY LOW

4143.8274 IRR

YEARLY AVERAGE

4510.8091 IRR

2025 MAD to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MAD to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 6, valuing the pair at 4708.6079. Conversely, the yearly low was recorded on February 2, dropping to 4143.8274.

This high-to-low spread represents a total annual volatility of 564.7805 IRR. From a start-to-finish perspective, comparing the January average rate of 4193.4951 to the December average rate of 4587.8579, the exchange rate registered a net change of 9.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 4708.6079 was up 7.03% compared to the 2024 peak of 4399.2147, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 23,543,040 IRR

2024 Average 21,180,768 IRR

Yearly Trough Low 20,719,137 IRR

Transaction Impact: A difference of 2,823,902.72 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

4720.3944

4145.5951

JanuMarcMayJulySeptNove

MAD to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4404.0566, compared to 4617.5616 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 213.5050 points.

H1 Avg (Jan–Jun) 4404.0566

H2 Avg (Jul–Dec) 4617.5616

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 198.9431 IRR (High: 4563.9596 / Low: 4365.0166). On the other end, November was the most stable month, with a tight range of 34.1294 IRR (High: 4555.7032 / Low: 4521.5737).

April Spread (Volatile) ±198.9431

November Spread (Stable) ±34.1294

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 70.3023 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -70.3023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 4672.4945) against the same month in 2024 (average: 4270.6090), the exchange rate shifted by +401.8855 (+9.41%).

2025 Avg (July) 4672.4945

2024 Avg (July) 4270.6090

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4223.6292	4160.5070	4193.4951
February	4246.7578	4143.8274	4211.0247
March	4400.0408	4218.6326	4341.1781
April	4563.9596	4365.0166	4505.1018
May	4598.7741	4524.5770	4557.5698
June	4673.2114	4563.6029	4615.9703
July	4708.6079	4615.7468	4672.4945
August	4697.7545	4627.6309	4662.5844
September	4693.1660	4626.1881	4654.7853
October	4627.3359	4543.4367	4584.4829
November	4555.7032	4521.5737	4543.1648
December	4620.0970	4547.5476	4587.8579