YEARLY HIGH
149650.7002 IRR
YEARLY LOW
4554.0226 IRR
YEARLY AVERAGE
109454.5504 IRR

2026 MAD to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MAD to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 3, valuing the pair at 149650.7002. Conversely, the yearly low was recorded on January 16, dropping to 4554.0226.

This high-to-low spread represents a total annual volatility of 145096.6776 IRR. From a start-to-finish perspective, comparing the January average rate of 4591.5641 to the December average rate of 147567.0095, the exchange rate registered a net change of 3113.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 149650.7002 was up 3078.24% compared to the 2025 peak of 4708.6079, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 748,253,501 IRR
2025 Average 22,562,588 IRR
Yearly Trough Low 22,770,113 IRR
Transaction Impact: A difference of 725,483,387.81 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

162374.3535
-9752.3258
JanuMarcMayJuly

MAD to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 96901.8861, compared to 147112.5435 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 50210.6573 points.

H1 Avg (Jan–Jun) 96901.8861
H2 Avg (Jul–Dec) 147112.5435

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 139180.7496 IRR (High: 143783.9759 / Low: 4603.2263). On the other end, February was the most stable month, with a tight range of 36.7795 IRR (High: 4619.6322 / Low: 4582.8527).

March Spread (Volatile) ±139180.7496
February Spread (Stable) ±36.7795

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 1372.3862 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -1372.3862

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 148030.4635) against the same month in 2025 (average: 4615.9703), the exchange rate shifted by +143414.4933 (+3106.92%).

2026 Avg (June) 148030.4635
2025 Avg (June) 4615.9703

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4657.0115 4554.0226 4591.5641
February 4619.6322 4582.8527 4600.2875
March 143783.9759 4603.2263 136581.1741
April 143310.0372 140314.5828 141919.9067
May 147113.1074 142034.8602 145687.9206
June 149650.7002 146281.1990 148030.4635
July 147773.3571 141668.4934 146658.0774
August 147693.5860 147443.8024 147567.0095