2012 MAD to JMD Historical Review

YEARLY HIGH

10.9882 JMD

YEARLY LOW

9.7869 JMD

YEARLY AVERAGE

10.2349 JMD

2012 MAD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MAD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 10.9882. Conversely, the yearly low was recorded on July 24, dropping to 9.7869.

This high-to-low spread represents a total annual volatility of 1.2013 JMD. From a start-to-finish perspective, comparing the January average rate of 10.0033 to the December average rate of 10.8261, the exchange rate registered a net change of 8.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 10.9882 was down 1.34% compared to the 2011 peak of 11.1375, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 54,941 JMD

2011 Average 53,101 JMD

Yearly Trough Low 48,934 JMD

Transaction Impact: A difference of 6,006.63 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

10.9198

9.7952

JanuMarcMayJulySeptNove

MAD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.1238, compared to 10.3460 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2222 points.

H1 Avg (Jan–Jun) 10.1238

H2 Avg (Jul–Dec) 10.3460

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.4608 JMD (High: 10.2890 / Low: 9.8283). On the other end, April was the most stable month, with a tight range of 0.2126 JMD (High: 10.3477 / Low: 10.1351).

May Spread (Volatile) ±0.4608

April Spread (Stable) ±0.2126

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1755 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1755

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 10.8261) against the same month in 2011 (average: 10.1893), the exchange rate shifted by +0.6368 (+6.25%).

2012 Avg (December) 10.8261

2011 Avg (December) 10.1893

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.1864	9.8612	10.0033
February	10.3884	10.0971	10.2338
March	10.3607	10.1349	10.2530
April	10.3477	10.1351	10.2319
May	10.2890	9.8283	10.0564
June	10.0730	9.8584	9.9645
July	10.0394	9.7869	9.8889
August	10.1696	9.9143	10.0232
September	10.5150	10.1411	10.3475
October	10.6015	10.3718	10.4970
November	10.6505	10.4019	10.4932
December	10.9882	10.6417	10.8261