2019 MAD to JMD Historical Review

YEARLY HIGH

14.6559 JMD

YEARLY LOW

12.9487 JMD

YEARLY AVERAGE

13.8891 JMD

2019 MAD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the MAD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 14.6559. Conversely, the yearly low was recorded on April 1, dropping to 12.9487.

This high-to-low spread represents a total annual volatility of 1.7071 JMD. From a start-to-finish perspective, comparing the January average rate of 13.6417 to the December average rate of 14.2353, the exchange rate registered a net change of 4.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 14.6559 was up 0.49% compared to the 2018 peak of 14.5843, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 73,279 JMD

2018 Average 68,654 JMD

Yearly Trough Low 64,744 JMD

Transaction Impact: A difference of 8,535.69 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

14.6711

12.9853

JanuMarcMayJulySeptNove

MAD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.6346, compared to 14.1435 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5090 points.

H1 Avg (Jan–Jun) 13.6346

H2 Avg (Jul–Dec) 14.1435

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 0.9510 JMD (High: 14.6559 / Low: 13.7048). On the other end, November was the most stable month, with a tight range of 0.1933 JMD (High: 14.6026 / Low: 14.4092).

December Spread (Volatile) ±0.9510

November Spread (Stable) ±0.1933

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.8834 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.8834

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 14.2353) against the same month in 2018 (average: 13.4033), the exchange rate shifted by +0.8319 (+6.21%).

2019 Avg (December) 14.2353

2018 Avg (December) 13.4033

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.0002	13.1794	13.6417
February	14.3383	13.5178	14.0092
March	13.5319	12.9513	13.1257
April	13.8361	12.9487	13.4495
May	14.1704	13.7531	13.9353
June	14.0647	13.4195	13.6462
July	14.1981	13.6335	13.9219
August	14.3055	13.9456	14.0779
September	14.2086	13.8000	14.0272
October	14.3667	13.7619	14.0683
November	14.6026	14.4092	14.5306
December	14.6559	13.7048	14.2353