2014 MAD to JMD Historical Review

YEARLY HIGH

13.6582 JMD

YEARLY LOW

12.6346 JMD

YEARLY AVERAGE

13.1887 JMD

2014 MAD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the MAD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 12, valuing the pair at 13.6582. Conversely, the yearly low was recorded on December 31, dropping to 12.6346.

This high-to-low spread represents a total annual volatility of 1.0237 JMD. From a start-to-finish perspective, comparing the January average rate of 12.9235 to the December average rate of 12.7476, the exchange rate registered a net change of -1.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 13.6582 was up 4.86% compared to the 2013 peak of 13.0256, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 68,291 JMD

2013 Average 59,371 JMD

Yearly Trough Low 63,173 JMD

Transaction Impact: A difference of 5,118.37 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

13.6525

12.6653

JanuMarcMayJulySeptNove

MAD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.3073, compared to 13.0702 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2371 points.

H1 Avg (Jan–Jun) 13.3073

H2 Avg (Jul–Dec) 13.0702

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.4474 JMD (High: 13.2881 / Low: 12.8408). On the other end, May was the most stable month, with a tight range of 0.1340 JMD (High: 13.5923 / Low: 13.4583).

September Spread (Volatile) ±0.4474

May Spread (Stable) ±0.1340

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.3506 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.3506

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 13.5702) against the same month in 2013 (average: 11.8878), the exchange rate shifted by +1.6824 (+14.15%).

2014 Avg (July) 13.5702

2013 Avg (July) 11.8878

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.0275	12.8454	12.9235
February	13.2493	12.9257	13.0875
March	13.4598	13.2254	13.3680
April	13.5407	13.3500	13.4661
May	13.5923	13.4583	13.5077
June	13.6197	13.4141	13.4910
July	13.6582	13.4739	13.5702
August	13.5118	13.2837	13.4198
September	13.2881	12.8408	13.0692
October	12.9477	12.7691	12.8628
November	12.8348	12.6768	12.7515
December	12.9173	12.6346	12.7476