2015 MAD to JMD Historical Review

YEARLY HIGH

12.6343 JMD

YEARLY LOW

11.3942 JMD

YEARLY AVERAGE

11.9823 JMD

2015 MAD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MAD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 12.6343. Conversely, the yearly low was recorded on April 12, dropping to 11.3942.

This high-to-low spread represents a total annual volatility of 1.2401 JMD. From a start-to-finish perspective, comparing the January average rate of 12.2775 to the December average rate of 12.1031, the exchange rate registered a net change of -1.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 12.6343 was down 7.50% compared to the 2014 peak of 13.6582, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 63,172 JMD

2014 Average 65,948 JMD

Yearly Trough Low 56,971 JMD

Transaction Impact: A difference of 6,200.68 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

12.3485

11.4966

JanuMarcMayJulySeptNove

MAD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.9021, compared to 12.0626 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1605 points.

H1 Avg (Jan–Jun) 11.9021

H2 Avg (Jul–Dec) 12.0626

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.7134 JMD (High: 12.6343 / Low: 11.9209). On the other end, February was the most stable month, with a tight range of 0.1844 JMD (High: 12.1753 / Low: 11.9908).

January Spread (Volatile) ±0.7134

February Spread (Stable) ±0.1844

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.4722 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.4722

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 12.2775) against the same month in 2014 (average: 12.9235), the exchange rate shifted by -0.6460 (-5.00%).

2015 Avg (January) 12.2775

2014 Avg (January) 12.9235

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.6343	11.9209	12.2775
February	12.1753	11.9908	12.1074
March	11.9723	11.3945	11.6352
April	11.8465	11.3942	11.5675
May	12.0858	11.7427	11.8770
June	12.0513	11.7495	11.9479
July	11.9235	11.7258	11.8365
August	12.3050	11.7781	12.0092
September	12.3306	12.0766	12.1900
October	12.4345	12.1172	12.2731
November	12.1758	11.8159	11.9634
December	12.1936	11.8300	12.1031