2016 MAD to JMD Historical Review

YEARLY HIGH

13.1972 JMD

YEARLY LOW

12.0487 JMD

YEARLY AVERAGE

12.7613 JMD

2016 MAD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the MAD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 4, valuing the pair at 13.1972. Conversely, the yearly low was recorded on January 5, dropping to 12.0487.

This high-to-low spread represents a total annual volatility of 1.1485 JMD. From a start-to-finish perspective, comparing the January average rate of 12.1602 to the December average rate of 12.7464, the exchange rate registered a net change of 4.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 13.1972 was up 4.46% compared to the 2015 peak of 12.6343, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 65,986 JMD

2015 Average 59,910 JMD

Yearly Trough Low 60,244 JMD

Transaction Impact: A difference of 5,742.57 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

13.1985

12.0658

JanuMarcMayJulySeptNove

MAD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.5559, compared to 12.9668 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4110 points.

H1 Avg (Jan–Jun) 12.5559

H2 Avg (Jul–Dec) 12.9668

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.4147 JMD (High: 13.1972 / Low: 12.7825). On the other end, September was the most stable month, with a tight range of 0.1226 JMD (High: 13.1428 / Low: 13.0202).

November Spread (Volatile) ±0.4147

September Spread (Stable) ±0.1226

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.2149 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.2149

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2016: 12.9612) against the same month in 2015 (average: 11.9634), the exchange rate shifted by +0.9978 (+8.34%).

2016 Avg (November) 12.9612

2015 Avg (November) 11.9634

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.2308	12.0487	12.1602
February	12.5793	12.2246	12.3994
March	12.6382	12.2429	12.4531
April	12.8069	12.5665	12.6311
May	12.8507	12.7224	12.7862
June	13.0151	12.7655	12.9051
July	12.9872	12.8311	12.8991
August	13.1857	12.9266	13.0307
September	13.1428	13.0202	13.1041
October	13.1587	12.9749	13.0594
November	13.1972	12.7825	12.9612
December	12.8839	12.6003	12.7464