YEARLY HIGH
16.4178 JMD
YEARLY LOW
13.0332 JMD
YEARLY AVERAGE
14.9767 JMD

2020 MAD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 16.4178. Conversely, the yearly low was recorded on April 5, dropping to 13.0332.

This high-to-low spread represents a total annual volatility of 3.3846 JMD. From a start-to-finish perspective, comparing the January average rate of 14.0063 to the December average rate of 16.0033, the exchange rate registered a net change of 14.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 16.4178 was up 12.02% compared to the 2019 peak of 14.6559, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 82,089 JMD
2019 Average 69,439 JMD
Yearly Trough Low 65,166 JMD
Transaction Impact: A difference of 16,922.80 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

16.4008
13.3227
JanuMarcMayJulySeptNove

MAD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.1996, compared to 15.7538 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.5542 points.

H1 Avg (Jan–Jun) 14.1996
H2 Avg (Jul–Dec) 15.7538

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 1.4721 JMD (High: 15.7903 / Low: 14.3182). On the other end, February was the most stable month, with a tight range of 0.3315 JMD (High: 14.5739 / Low: 14.2424).

July Spread (Volatile) ±1.4721
February Spread (Stable) ±0.3315

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.5452 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.5452

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 16.1443) against the same month in 2019 (average: 14.0779), the exchange rate shifted by +2.0663 (+14.68%).

2020 Avg (August) 16.1443
2019 Avg (August) 14.0779

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 14.5400 13.6220 14.0063
February 14.5739 14.2424 14.4527
March 14.2945 13.4161 13.9674
April 14.3258 13.0332 13.5792
May 14.9531 14.2862 14.6500
June 14.7970 14.3455 14.5418
July 15.7903 14.3182 14.9938
August 16.4178 15.7602 16.1443
September 16.2578 15.2338 15.5990
October 15.9487 15.2770 15.6909
November 16.2253 15.6978 16.0916
December 16.2312 15.3709 16.0033