2012 MAD to PKR Historical Review

YEARLY HIGH

11.6264 PKR

YEARLY LOW

10.3281 PKR

YEARLY AVERAGE

10.8125 PKR

2012 MAD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MAD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 11.6264. Conversely, the yearly low was recorded on January 16, dropping to 10.3281.

This high-to-low spread represents a total annual volatility of 1.2983 PKR. From a start-to-finish perspective, comparing the January average rate of 10.4830 to the December average rate of 11.4482, the exchange rate registered a net change of 9.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 11.6264 was up 4.04% compared to the 2011 peak of 11.1754, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 58,132 PKR

2011 Average 53,380 PKR

Yearly Trough Low 51,641 PKR

Transaction Impact: A difference of 6,491.50 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

11.5447

10.3865

JanuMarcMayJulySeptNove

MAD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.6595, compared to 10.9655 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3060 points.

H1 Avg (Jan–Jun) 10.6595

H2 Avg (Jul–Dec) 10.9655

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 0.4416 PKR (High: 11.1387 / Low: 10.6971). On the other end, October was the most stable month, with a tight range of 0.2107 PKR (High: 11.2347 / Low: 11.0240).

September Spread (Volatile) ±0.4416

October Spread (Stable) ±0.2107

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1605 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1605

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 11.4482) against the same month in 2011 (average: 10.5741), the exchange rate shifted by +0.8741 (+8.27%).

2012 Avg (December) 11.4482

2011 Avg (December) 10.5741

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.6699	10.3281	10.4830
February	10.9293	10.6132	10.7572
March	10.9159	10.6262	10.7619
April	10.8236	10.6120	10.7119
May	10.7886	10.4087	10.5514
June	10.8115	10.5092	10.6915
July	10.8050	10.4026	10.5492
August	10.7248	10.4511	10.6078
September	11.1387	10.6971	10.9419
October	11.2347	11.0240	11.1469
November	11.2937	11.0012	11.0991
December	11.6264	11.2606	11.4482