YEARLY HIGH
18.3834 PKR
YEARLY LOW
15.8330 PKR
YEARLY AVERAGE
17.0624 PKR

2020 MAD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 18.3834. Conversely, the yearly low was recorded on February 19, dropping to 15.8330.

This high-to-low spread represents a total annual volatility of 2.5504 PKR. From a start-to-finish perspective, comparing the January average rate of 16.1050 to the December average rate of 17.8457, the exchange rate registered a net change of 10.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 18.3834 was up 7.54% compared to the 2019 peak of 17.0951, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 91,917 PKR
2019 Average 78,098 PKR
Yearly Trough Low 79,165 PKR
Transaction Impact: A difference of 12,752.13 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

18.4316
15.7304
JanuMarcMayJulySeptNove

MAD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.3413, compared to 17.7834 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.4420 points.

H1 Avg (Jan–Jun) 16.3413
H2 Avg (Jul–Dec) 17.7834

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.7990 PKR (High: 18.0319 / Low: 17.2328). On the other end, January was the most stable month, with a tight range of 0.1850 PKR (High: 16.1906 / Low: 16.0056).

December Spread (Volatile) ±0.7990
January Spread (Stable) ±0.1850

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.3149 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.3149

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 18.2065) against the same month in 2019 (average: 16.6193), the exchange rate shifted by +1.5872 (+9.55%).

2020 Avg (August) 18.2065
2019 Avg (August) 16.6193

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 16.1906 16.0056 16.1050
February 16.0948 15.8330 15.9555
March 16.7149 16.0675 16.3521
April 16.3781 15.9980 16.2440
May 16.6433 16.0483 16.2817
June 17.3792 16.6723 17.1098
July 17.9861 17.2082 17.5104
August 18.3834 17.8596 18.2065
September 18.1378 17.8272 18.0021
October 17.8627 17.3779 17.6872
November 17.6704 17.2966 17.4482
December 18.0319 17.2328 17.8457