2014 MAD to PKR Historical Review

YEARLY HIGH

12.9011 PKR

YEARLY LOW

11.1146 PKR

YEARLY AVERAGE

12.0205 PKR

2014 MAD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the MAD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 12.9011. Conversely, the yearly low was recorded on December 31, dropping to 11.1146.

This high-to-low spread represents a total annual volatility of 1.7865 PKR. From a start-to-finish perspective, comparing the January average rate of 12.8106 to the December average rate of 11.2820, the exchange rate registered a net change of -11.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 12.9011 was down 2.29% compared to the 2013 peak of 13.2038, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 64,505 PKR

2013 Average 60,434 PKR

Yearly Trough Low 55,573 PKR

Transaction Impact: A difference of 8,932.48 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

12.9635

11.1291

JanuMarcMayJulySeptNove

MAD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.3221, compared to 11.7189 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6032 points.

H1 Avg (Jan–Jun) 12.3221

H2 Avg (Jul–Dec) 11.7189

Volatility Range Comparison

Volatility

The most volatile month in 2014 was March, with a trading range of 0.8919 PKR (High: 12.8738 / Low: 11.9819). On the other end, June was the most stable month, with a tight range of 0.1512 PKR (High: 12.0381 / Low: 11.8869).

March Spread (Volatile) ±0.8919

June Spread (Stable) ±0.1512

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.4744 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.4744

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 12.8106) against the same month in 2013 (average: 11.6137), the exchange rate shifted by +1.1970 (+10.31%).

2014 Avg (January) 12.8106

2013 Avg (January) 11.6137

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.9011	12.7271	12.8106
February	12.8792	12.7146	12.7981
March	12.8738	11.9819	12.3237
April	12.1507	11.8274	11.9916
May	12.1901	11.9739	12.0615
June	12.0381	11.8869	11.9468
July	11.9994	11.8244	11.9264
August	12.0426	11.8226	11.9287
September	12.0501	11.7137	11.8985
October	11.8568	11.6225	11.7569
November	11.6618	11.4257	11.5210
December	11.5181	11.1146	11.2820