YEARLY HIGH
31.7323 PKR
YEARLY LOW
27.5399 PKR
YEARLY AVERAGE
30.1680 PKR

2025 MAD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MAD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 2, valuing the pair at 31.7323. Conversely, the yearly low was recorded on January 2, dropping to 27.5399.

This high-to-low spread represents a total annual volatility of 4.1924 PKR. From a start-to-finish perspective, comparing the January average rate of 27.7562 to the December average rate of 30.5651, the exchange rate registered a net change of 10.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 31.7323 was up 8.97% compared to the 2024 peak of 29.1199, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 158,662 PKR
2024 Average 140,108 PKR
Yearly Trough Low 137,700 PKR
Transaction Impact: A difference of 20,962.05 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

31.9081
27.3788
JanuMarcMayJulySeptNove

MAD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 29.3414, compared to 30.9946 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.6532 points.

H1 Avg (Jan–Jun) 29.3414
H2 Avg (Jul–Dec) 30.9946

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 2.1100 PKR (High: 30.1340 / Low: 28.0240). On the other end, November was the most stable month, with a tight range of 0.3461 PKR (High: 30.5729 / Low: 30.2268).

March Spread (Volatile) ±2.1100
November Spread (Stable) ±0.3461

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.5280 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.5280

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 31.5306) against the same month in 2024 (average: 28.2286), the exchange rate shifted by +3.3020 (+11.70%).

2025 Avg (July) 31.5306
2024 Avg (July) 28.2286

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 27.9575 27.5399 27.7562
February 28.2104 27.6396 27.9511
March 30.1340 28.0240 28.8973
April 30.4460 29.0631 29.9912
May 30.6973 30.0956 30.4433
June 31.4877 30.4344 31.0091
July 31.7323 31.0788 31.5306
August 31.6816 31.0231 31.3394
September 31.5325 30.9639 31.3072
October 31.0733 30.3389 30.7793
November 30.5729 30.2268 30.4460
December 30.7667 30.2935 30.5651