2013 MAD to SGD Historical Review

YEARLY HIGH

0.1555 SGD

YEARLY LOW

0.1433 SGD

YEARLY AVERAGE

0.1488 SGD

2013 MAD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the MAD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 0.1555. Conversely, the yearly low was recorded on April 3, dropping to 0.1433.

This high-to-low spread represents a total annual volatility of 0.0122 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1463 to the December average rate of 0.1535, the exchange rate registered a net change of 4.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.1555 was up 2.62% compared to the 2012 peak of 0.1515, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 777 SGD

2012 Average 724 SGD

Yearly Trough Low 716 SGD

Transaction Impact: A difference of 60.91 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.1543

0.1442

JanuMarcMayJulySeptNove

MAD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1466, compared to 0.1511 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0045 points.

H1 Avg (Jan–Jun) 0.1466

H2 Avg (Jul–Dec) 0.1511

Volatility Range Comparison

Volatility

The most volatile month in 2013 was January, with a trading range of 0.0057 SGD (High: 0.1498 / Low: 0.1441). On the other end, September was the most stable month, with a tight range of 0.0012 SGD (High: 0.1516 / Low: 0.1505).

January Spread (Volatile) ±0.0057

September Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0027 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0027

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.1535) against the same month in 2012 (average: 0.1437), the exchange rate shifted by +0.0098 (+6.80%).

2013 Avg (December) 0.1535

2012 Avg (December) 0.1437

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1498	0.1441	0.1463
February	0.1511	0.1455	0.1481
March	0.1466	0.1434	0.1454
April	0.1459	0.1433	0.1450
May	0.1476	0.1447	0.1458
June	0.1510	0.1469	0.1491
July	0.1512	0.1478	0.1490
August	0.1533	0.1501	0.1516
September	0.1516	0.1505	0.1509
October	0.1519	0.1501	0.1511
November	0.1520	0.1491	0.1503
December	0.1555	0.1517	0.1535