2022 MAD to SGD Historical Review

YEARLY HIGH

0.1467 SGD

YEARLY LOW

0.1269 SGD

YEARLY AVERAGE

0.1360 SGD

2022 MAD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the MAD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 0.1467. Conversely, the yearly low was recorded on November 11, dropping to 0.1269.

This high-to-low spread represents a total annual volatility of 0.0198 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1454 to the December average rate of 0.1286, the exchange rate registered a net change of -11.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.1467 was down 3.71% compared to the 2021 peak of 0.1524, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 734 SGD

2021 Average 747 SGD

Yearly Trough Low 635 SGD

Transaction Impact: A difference of 99.07 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.1471

0.1268

JanuMarcMayJulySeptNove

MAD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1407, compared to 0.1313 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0094 points.

H1 Avg (Jan–Jun) 0.1407

H2 Avg (Jul–Dec) 0.1313

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 0.0064 SGD (High: 0.1394 / Low: 0.1330). On the other end, May was the most stable month, with a tight range of 0.0017 SGD (High: 0.1390 / Low: 0.1373).

July Spread (Volatile) ±0.0064

May Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2022. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0039 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0039

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 0.1454) against the same month in 2021 (average: 0.1489), the exchange rate shifted by -0.0035 (-2.36%).

2022 Avg (January) 0.1454

2021 Avg (January) 0.1489

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1467	0.1432	0.1454
February	0.1447	0.1420	0.1435
March	0.1421	0.1368	0.1396
April	0.1401	0.1380	0.1391
May	0.1390	0.1373	0.1382
June	0.1403	0.1364	0.1386
July	0.1394	0.1330	0.1363
August	0.1344	0.1315	0.1330
September	0.1336	0.1293	0.1315
October	0.1311	0.1290	0.1299
November	0.1297	0.1269	0.1285
December	0.1299	0.1277	0.1286