2016 MAD to SGD Historical Review

YEARLY HIGH

0.1469 SGD

YEARLY LOW

0.1372 SGD

YEARLY AVERAGE

0.1409 SGD

2016 MAD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the MAD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.1469. Conversely, the yearly low was recorded on July 9, dropping to 0.1372.

This high-to-low spread represents a total annual volatility of 0.0097 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1445 to the December average rate of 0.1421, the exchange rate registered a net change of -1.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.1469 was down 0.74% compared to the 2015 peak of 0.1480, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 734 SGD

2015 Average 705 SGD

Yearly Trough Low 686 SGD

Transaction Impact: A difference of 48.65 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1452

0.1369

JanuMarcMayJulySeptNove

MAD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1416, compared to 0.1401 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 0.1416

H2 Avg (Jul–Dec) 0.1401

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.0044 SGD (High: 0.1469 / Low: 0.1425). On the other end, July was the most stable month, with a tight range of 0.0010 SGD (High: 0.1382 / Low: 0.1372).

January Spread (Volatile) ±0.0044

July Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0031 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.1445) against the same month in 2015 (average: 0.1428), the exchange rate shifted by +0.0018 (+1.24%).

2016 Avg (January) 0.1445

2015 Avg (January) 0.1428

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1469	0.1425	0.1445
February	0.1447	0.1423	0.1437
March	0.1417	0.1399	0.1406
April	0.1406	0.1389	0.1399
May	0.1425	0.1401	0.1417
June	0.1414	0.1377	0.1394
July	0.1382	0.1372	0.1376
August	0.1402	0.1373	0.1386
September	0.1411	0.1387	0.1399
October	0.1413	0.1402	0.1408
November	0.1423	0.1411	0.1416
December	0.1431	0.1414	0.1421