2026 MAD to SGD Historical Review

YEARLY HIGH

0.1408 SGD

YEARLY LOW

0.1357 SGD

YEARLY AVERAGE

0.1385 SGD

2026 MAD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MAD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.1408. Conversely, the yearly low was recorded on March 9, dropping to 0.1357.

This high-to-low spread represents a total annual volatility of 0.0051 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1397 to the December average rate of 0.1394, the exchange rate registered a net change of -0.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1408 was down 1.61% compared to the 2025 peak of 0.1431, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 704 SGD

2025 Average 700 SGD

Yearly Trough Low 678 SGD

Transaction Impact: A difference of 25.70 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1400

0.1369

JanuFebrMarcApriMayJune

MAD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1385, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1385 points.

H1 Avg (Jan–Jun) 0.1385

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0035 SGD (High: 0.1392 / Low: 0.1357). On the other end, May was the most stable month, with a tight range of 0.0014 SGD (High: 0.1391 / Low: 0.1377).

March Spread (Volatile) ±0.0035

May Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0013 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.1397) against the same month in 2025 (average: 0.1356), the exchange rate shifted by +0.0041 (+3.02%).

2026 Avg (January) 0.1397

2025 Avg (January) 0.1356

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1408	0.1389	0.1397
February	0.1393	0.1379	0.1385
March	0.1392	0.1357	0.1372
April	0.1383	0.1361	0.1375
May	0.1391	0.1377	0.1388
June	0.1404	0.1387	0.1394