2019 MAD to SGD Historical Review

YEARLY HIGH

0.1464 SGD

YEARLY LOW

0.1400 SGD

YEARLY AVERAGE

0.1419 SGD

2019 MAD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the MAD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 25, valuing the pair at 0.1464. Conversely, the yearly low was recorded on April 1, dropping to 0.1400.

This high-to-low spread represents a total annual volatility of 0.0064 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1423 to the December average rate of 0.1410, the exchange rate registered a net change of -0.91% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1464 was up 0.05% compared to the 2018 peak of 0.1463, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 732 SGD

2018 Average 719 SGD

Yearly Trough Low 700 SGD

Transaction Impact: A difference of 31.88 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.1449

0.1403

JanuMarcMayJulySeptNove

MAD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1415, compared to 0.1422 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.1415

H2 Avg (Jul–Dec) 0.1422

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0036 SGD (High: 0.1464 / Low: 0.1428). On the other end, April was the most stable month, with a tight range of 0.0011 SGD (High: 0.1411 / Low: 0.1400).

August Spread (Volatile) ±0.0036

April Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0019 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0019

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 0.1445) against the same month in 2018 (average: 0.1444), the exchange rate shifted by +0.0001 (+0.08%).

2019 Avg (August) 0.1445

2018 Avg (August) 0.1444

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1433	0.1412	0.1423
February	0.1427	0.1410	0.1419
March	0.1417	0.1401	0.1409
April	0.1411	0.1400	0.1407
May	0.1424	0.1407	0.1417
June	0.1425	0.1411	0.1418
July	0.1429	0.1409	0.1420
August	0.1464	0.1428	0.1445
September	0.1442	0.1416	0.1426
October	0.1427	0.1412	0.1419
November	0.1417	0.1405	0.1411
December	0.1418	0.1405	0.1410