2017 MAD to SGD Historical Review

YEARLY HIGH

0.1452 SGD

YEARLY LOW

0.1385 SGD

YEARLY AVERAGE

0.1423 SGD

2017 MAD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2017

During 2017, the MAD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 28, valuing the pair at 0.1452. Conversely, the yearly low was recorded on April 16, dropping to 0.1385.

This high-to-low spread represents a total annual volatility of 0.0067 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1421 to the December average rate of 0.1429, the exchange rate registered a net change of 0.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2017 high of 0.1452 was down 1.16% compared to the 2016 peak of 0.1469, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 726 SGD

2016 Average 704 SGD

Yearly Trough Low 692 SGD

Transaction Impact: A difference of 33.44 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2017.

0.1446

0.1390

JanuMarcMayJulySeptNove

MAD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1410, compared to 0.1436 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0026 points.

H1 Avg (Jan–Jun) 0.1410

H2 Avg (Jul–Dec) 0.1436

Volatility Range Comparison

Volatility

The most volatile month in 2017 was February, with a trading range of 0.0024 SGD (High: 0.1415 / Low: 0.1391). On the other end, July was the most stable month, with a tight range of 0.0014 SGD (High: 0.1436 / Low: 0.1423).

February Spread (Volatile) ±0.0024

July Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0015 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2017: 0.1441) against the same month in 2016 (average: 0.1386), the exchange rate shifted by +0.0056 (+4.02%).

2017 Avg (August) 0.1441

2016 Avg (August) 0.1386

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1430	0.1412	0.1421
February	0.1415	0.1391	0.1406
March	0.1409	0.1388	0.1400
April	0.1408	0.1385	0.1394
May	0.1426	0.1406	0.1419
June	0.1431	0.1410	0.1420
July	0.1436	0.1423	0.1430
August	0.1452	0.1433	0.1441
September	0.1448	0.1432	0.1441
October	0.1445	0.1431	0.1439
November	0.1442	0.1428	0.1434
December	0.1437	0.1422	0.1429