2012 MDL to HRK Historical Review

YEARLY HIGH

0.5068 HRK

YEARLY LOW

0.4566 HRK

YEARLY AVERAGE

0.4839 HRK

2012 MDL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MDL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on May 26, valuing the pair at 0.5068. Conversely, the yearly low was recorded on September 16, dropping to 0.4566.

This high-to-low spread represents a total annual volatility of 0.0502 HRK. From a start-to-finish perspective, comparing the January average rate of 0.4969 to the December average rate of 0.4716, the exchange rate registered a net change of -5.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.5068 was up 1.10% compared to the 2011 peak of 0.5013, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 2,534 HRK

2011 Average 2,284 HRK

Yearly Trough Low 2,283 HRK

Transaction Impact: A difference of 250.83 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.5008

0.4628

JanuMarcMayJulySeptNove

MDL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4904, compared to 0.4773 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0131 points.

H1 Avg (Jan–Jun) 0.4904

H2 Avg (Jul–Dec) 0.4773

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0217 HRK (High: 0.5068 / Low: 0.4851). On the other end, December was the most stable month, with a tight range of 0.0082 HRK (High: 0.4748 / Low: 0.4665).

May Spread (Volatile) ±0.0217

December Spread (Stable) ±0.0082

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0179 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0179

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 0.4962) against the same month in 2011 (average: 0.4456), the exchange rate shifted by +0.0507 (+11.37%).

2012 Avg (May) 0.4962

2011 Avg (May) 0.4456

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5044	0.4874	0.4969
February	0.4938	0.4765	0.4848
March	0.4884	0.4760	0.4824
April	0.4887	0.4761	0.4845
May	0.5068	0.4851	0.4962
June	0.5067	0.4877	0.4976
July	0.4976	0.4878	0.4931
August	0.4890	0.4768	0.4839
September	0.4779	0.4566	0.4659
October	0.4783	0.4649	0.4729
November	0.4816	0.4692	0.4764
December	0.4748	0.4665	0.4716