2025 MDL to HRK Historical Review

YEARLY HIGH

0.3997 HRK

YEARLY LOW

0.3741 HRK

YEARLY AVERAGE

0.3857 HRK

2025 MDL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MDL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.3997. Conversely, the yearly low was recorded on April 11, dropping to 0.3741.

This high-to-low spread represents a total annual volatility of 0.0256 HRK. From a start-to-finish perspective, comparing the January average rate of 0.3925 to the December average rate of 0.3816, the exchange rate registered a net change of -2.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.3997 was down 0.61% compared to the 2024 peak of 0.4022, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 1,999 HRK

2024 Average 1,964 HRK

Yearly Trough Low 1,870 HRK

Transaction Impact: A difference of 128.20 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.3936

0.3805

JanuMarcMayJulySeptNove

MDL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3870, compared to 0.3845 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0026 points.

H1 Avg (Jan–Jun) 0.3870

H2 Avg (Jul–Dec) 0.3845

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0166 HRK (High: 0.3907 / Low: 0.3741). On the other end, June was the most stable month, with a tight range of 0.0057 HRK (High: 0.3850 / Low: 0.3793).

April Spread (Volatile) ±0.0166

June Spread (Stable) ±0.0057

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0054 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0054

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.3925) against the same month in 2024 (average: 0.3920), the exchange rate shifted by +0.0005 (+0.12%).

2025 Avg (January) 0.3925

2024 Avg (January) 0.3920

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3997	0.3861	0.3925
February	0.3929	0.3849	0.3881
March	0.3906	0.3779	0.3869
April	0.3907	0.3741	0.3842
May	0.3940	0.3833	0.3879
June	0.3850	0.3793	0.3825
July	0.3890	0.3798	0.3828
August	0.3916	0.3792	0.3865
September	0.3928	0.3841	0.3871
October	0.3877	0.3790	0.3840
November	0.3887	0.3814	0.3847
December	0.3852	0.3782	0.3816