YEARLY HIGH
0.3952 HRK
YEARLY LOW
0.3532 HRK
YEARLY AVERAGE
0.3740 HRK

2018 MDL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the MDL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on August 14, valuing the pair at 0.3952. Conversely, the yearly low was recorded on February 3, dropping to 0.3532.

This high-to-low spread represents a total annual volatility of 0.0420 HRK. From a start-to-finish perspective, comparing the January average rate of 0.3596 to the December average rate of 0.3790, the exchange rate registered a net change of 5.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.3952 was up 5.29% compared to the 2017 peak of 0.3754, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 1,976 HRK
2017 Average 1,794 HRK
Yearly Trough Low 1,766 HRK
Transaction Impact: A difference of 209.95 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.3898
0.3568
JanuMarcMayJulySeptNove

MDL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3670, compared to 0.3810 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0140 points.

H1 Avg (Jan–Jun) 0.3670
H2 Avg (Jul–Dec) 0.3810

Volatility Range Comparison

Volatility

The most volatile month in 2018 was August, with a trading range of 0.0162 HRK (High: 0.3952 / Low: 0.3790). On the other end, April was the most stable month, with a tight range of 0.0060 HRK (High: 0.3708 / Low: 0.3648).

August Spread (Volatile) ±0.0162
April Spread (Stable) ±0.0060

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0075 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0075

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2018: 0.3870) against the same month in 2017 (average: 0.3507), the exchange rate shifted by +0.0363 (+10.36%).

2018 Avg (August) 0.3870
2017 Avg (August) 0.3507

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3649 0.3543 0.3596
February 0.3663 0.3532 0.3612
March 0.3680 0.3585 0.3639
April 0.3708 0.3648 0.3676
May 0.3784 0.3696 0.3749
June 0.3802 0.3716 0.3749
July 0.3834 0.3743 0.3786
August 0.3952 0.3790 0.3870
September 0.3848 0.3740 0.3795
October 0.3845 0.3756 0.3799
November 0.3875 0.3780 0.3820
December 0.3828 0.3756 0.3790