2026 MDL to HRK Historical Review

YEARLY HIGH

0.3870 HRK

YEARLY LOW

0.3700 HRK

YEARLY AVERAGE

0.3758 HRK

2026 MDL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MDL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 8, valuing the pair at 0.3870. Conversely, the yearly low was recorded on March 31, dropping to 0.3700.

This high-to-low spread represents a total annual volatility of 0.0170 HRK. From a start-to-finish perspective, comparing the January average rate of 0.3805 to the December average rate of 0.3747, the exchange rate registered a net change of -1.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.3870 was down 3.18% compared to the 2025 peak of 0.3997, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 1,935 HRK

2025 Average 1,929 HRK

Yearly Trough Low 1,850 HRK

Transaction Impact: A difference of 85.20 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.3812

0.3727

JanuMarcMayJuly

MDL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3760, compared to 0.3752 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.3760

H2 Avg (Jul–Dec) 0.3752

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0139 HRK (High: 0.3870 / Low: 0.3731). On the other end, August was the most stable month, with a tight range of 0.0007 HRK (High: 0.3752 / Low: 0.3745).

January Spread (Volatile) ±0.0139

August Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0047 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0047

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.3805) against the same month in 2025 (average: 0.3925), the exchange rate shifted by -0.0120 (-3.05%).

2026 Avg (January) 0.3805

2025 Avg (January) 0.3925

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3870	0.3731	0.3805
February	0.3802	0.3719	0.3759
March	0.3815	0.3700	0.3759
April	0.3766	0.3704	0.3734
May	0.3758	0.3741	0.3747
June	0.3795	0.3730	0.3756
July	0.3783	0.3732	0.3756
August	0.3752	0.3745	0.3747