2015 MDL to HRK Historical Review

YEARLY HIGH

0.4148 HRK

YEARLY LOW

0.3359 HRK

YEARLY AVERAGE

0.3665 HRK

2015 MDL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MDL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 0.4148. Conversely, the yearly low was recorded on September 17, dropping to 0.3359.

This high-to-low spread represents a total annual volatility of 0.0788 HRK. From a start-to-finish perspective, comparing the January average rate of 0.3976 to the December average rate of 0.3554, the exchange rate registered a net change of -10.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.4148 was down 4.21% compared to the 2014 peak of 0.4330, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 2,074 HRK

2014 Average 2,054 HRK

Yearly Trough Low 1,680 HRK

Transaction Impact: A difference of 394.14 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.4032

0.3359

JanuMarcMayJulySeptNove

MDL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3803, compared to 0.3527 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0276 points.

H1 Avg (Jan–Jun) 0.3803

H2 Avg (Jul–Dec) 0.3527

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0362 HRK (High: 0.4148 / Low: 0.3786). On the other end, October was the most stable month, with a tight range of 0.0099 HRK (High: 0.3476 / Low: 0.3377).

January Spread (Volatile) ±0.0362

October Spread (Stable) ±0.0099

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0319 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0319

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.3976) against the same month in 2014 (average: 0.4252), the exchange rate shifted by -0.0276 (-6.50%).

2015 Avg (January) 0.3976

2014 Avg (January) 0.4252

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4148	0.3786	0.3976
February	0.3773	0.3568	0.3657
March	0.4001	0.3712	0.3843
April	0.4032	0.3736	0.3909
May	0.3884	0.3709	0.3783
June	0.3818	0.3494	0.3649
July	0.3717	0.3593	0.3639
August	0.3694	0.3441	0.3576
September	0.3511	0.3359	0.3430
October	0.3476	0.3377	0.3415
November	0.3615	0.3440	0.3547
December	0.3629	0.3492	0.3554