2016 MDL to HRK Historical Review

YEARLY HIGH

0.3649 HRK

YEARLY LOW

0.3297 HRK

YEARLY AVERAGE

0.3423 HRK

2016 MDL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the MDL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 0.3649. Conversely, the yearly low was recorded on May 2, dropping to 0.3297.

This high-to-low spread represents a total annual volatility of 0.0353 HRK. From a start-to-finish perspective, comparing the January average rate of 0.3467 to the December average rate of 0.3555, the exchange rate registered a net change of 2.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.3649 was down 12.01% compared to the 2015 peak of 0.4148, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 1,825 HRK

2015 Average 1,833 HRK

Yearly Trough Low 1,648 HRK

Transaction Impact: A difference of 176.27 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.3575

0.3331

JanuMarcMayJulySeptNove

MDL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3405, compared to 0.3441 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0036 points.

H1 Avg (Jan–Jun) 0.3405

H2 Avg (Jul–Dec) 0.3441

Volatility Range Comparison

Volatility

The most volatile month in 2016 was December, with a trading range of 0.0176 HRK (High: 0.3649 / Low: 0.3474). On the other end, September was the most stable month, with a tight range of 0.0038 HRK (High: 0.3406 / Low: 0.3367).

December Spread (Volatile) ±0.0176

September Spread (Stable) ±0.0038

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0067 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0067

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.3555) against the same month in 2015 (average: 0.3554), the exchange rate shifted by +0.0000 (+0.01%).

2016 Avg (December) 0.3555

2015 Avg (December) 0.3554

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3569	0.3415	0.3467
February	0.3498	0.3385	0.3426
March	0.3505	0.3383	0.3433
April	0.3389	0.3325	0.3366
May	0.3379	0.3297	0.3352
June	0.3457	0.3328	0.3383
July	0.3450	0.3395	0.3421
August	0.3414	0.3351	0.3386
September	0.3406	0.3367	0.3387
October	0.3459	0.3386	0.3423
November	0.3523	0.3391	0.3472
December	0.3649	0.3474	0.3555