2020 MMK to CDF Historical Review

YEARLY HIGH

1.5353 CDF

YEARLY LOW

1.1237 CDF

YEARLY AVERAGE

1.3497 CDF

2020 MMK to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MMK to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 12, valuing the pair at 1.5353. Conversely, the yearly low was recorded on December 6, dropping to 1.1237.

This high-to-low spread represents a total annual volatility of 0.4116 CDF. From a start-to-finish perspective, comparing the January average rate of 1.1485 to the December average rate of 1.4621, the exchange rate registered a net change of 27.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.5353 was up 34.37% compared to the 2019 peak of 1.1426, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MMK based on timing:

Yearly Peak High 7,676 CDF

2019 Average 5,432 CDF

Yearly Trough Low 5,619 CDF

Transaction Impact: A difference of 2,057.78 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.5497

1.1121

JanuMarcMayJulySeptNove

MMK to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2262, compared to 1.4731 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2469 points.

H1 Avg (Jan–Jun) 1.2262

H2 Avg (Jul–Dec) 1.4731

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.3716 CDF (High: 1.4953 / Low: 1.1237). On the other end, January was the most stable month, with a tight range of 0.0186 CDF (High: 1.1555 / Low: 1.1369).

December Spread (Volatile) ±0.3716

January Spread (Stable) ±0.0186

Growth Streaks & Declines

Trends

Between April and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0511 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0511

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 1.5093) against the same month in 2019 (average: 1.0864), the exchange rate shifted by +0.4229 (+38.92%).

2020 Avg (October) 1.5093

2019 Avg (October) 1.0864

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1555	1.1369	1.1485
February	1.1807	1.1520	1.1656
March	1.2752	1.1807	1.2173
April	1.2280	1.1790	1.2096
May	1.3022	1.2349	1.2732
June	1.4022	1.3018	1.3431
July	1.4446	1.4010	1.4220
August	1.4780	1.4233	1.4467
September	1.5064	1.4675	1.4853
October	1.5353	1.3886	1.5093
November	1.5319	1.4948	1.5132
December	1.4953	1.1237	1.4621