2021 MMK to CDF Historical Review

YEARLY HIGH

1.4965 CDF

YEARLY LOW

1.0102 CDF

YEARLY AVERAGE

1.2503 CDF

2021 MMK to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MMK to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 1.4965. Conversely, the yearly low was recorded on October 6, dropping to 1.0102.

This high-to-low spread represents a total annual volatility of 0.4863 CDF. From a start-to-finish perspective, comparing the January average rate of 1.4832 to the December average rate of 1.1236, the exchange rate registered a net change of -24.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.4965 was down 2.53% compared to the 2020 peak of 1.5353, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MMK based on timing:

Yearly Peak High 7,482 CDF

2020 Average 6,751 CDF

Yearly Trough Low 5,051 CDF

Transaction Impact: A difference of 2,431.35 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.5256

1.0167

JanuMarcMayJulySeptNove

MMK to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3586, compared to 1.1420 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2166 points.

H1 Avg (Jan–Jun) 1.3586

H2 Avg (Jul–Dec) 1.1420

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.1419 CDF (High: 1.2068 / Low: 1.0649). On the other end, August was the most stable month, with a tight range of 0.0074 CDF (High: 1.2137 / Low: 1.2063).

September Spread (Volatile) ±0.1419

August Spread (Stable) ±0.0074

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1343 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1343

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.4832) against the same month in 2020 (average: 1.1485), the exchange rate shifted by +0.3347 (+29.14%).

2021 Avg (January) 1.4832

2020 Avg (January) 1.1485

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4965	1.4745	1.4832
February	1.4906	1.4023	1.4138
March	1.4163	1.3944	1.4100
April	1.4183	1.2786	1.3846
May	1.2852	1.2083	1.2504
June	1.2134	1.2042	1.2095
July	1.2175	1.2039	1.2107
August	1.2137	1.2063	1.2080
September	1.2068	1.0649	1.1298
October	1.1206	1.0102	1.0591
November	1.1321	1.0968	1.1210
December	1.1263	1.1128	1.1236