YEARLY HIGH
1.1135 CDF
YEARLY LOW
1.0089 CDF
YEARLY AVERAGE
1.0878 CDF

2026 MMK to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MMK to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 1.1135. Conversely, the yearly low was recorded on February 25, dropping to 1.0089.

This high-to-low spread represents a total annual volatility of 0.1046 CDF. From a start-to-finish perspective, comparing the January average rate of 1.0762 to the December average rate of 1.0874, the exchange rate registered a net change of 1.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.1135 was down 19.77% compared to the 2025 peak of 1.3879, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MMK based on timing:

Yearly Peak High 5,568 CDF
2025 Average 6,494 CDF
Yearly Trough Low 5,045 CDF
Transaction Impact: A difference of 522.92 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.1055
1.0705
JanuMarcMayJuly

MMK to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0868, compared to 1.0908 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0040 points.

H1 Avg (Jan–Jun) 1.0868
H2 Avg (Jul–Dec) 1.0908

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.0920 CDF (High: 1.1009 / Low: 1.0089). On the other end, August was the most stable month, with a tight range of 0.0000 CDF (High: 1.0874 / Low: 1.0874).

February Spread (Volatile) ±0.0920
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0143 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0143

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 1.1026) against the same month in 2025 (average: 1.3809), the exchange rate shifted by -0.2783 (-20.16%).

2026 Avg (April) 1.1026
2025 Avg (April) 1.3809

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1043 1.0248 1.0762
February 1.1009 1.0089 1.0734
March 1.1030 1.0327 1.0827
April 1.1135 1.0953 1.1026
May 1.1049 1.0807 1.0883
June 1.1053 1.0799 1.0973
July 1.1005 1.0753 1.0942
August 1.0874 1.0874 1.0874