YEARLY HIGH
1.3879 CDF
YEARLY LOW
1.0115 CDF
YEARLY AVERAGE
1.2992 CDF

2025 MMK to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MMK to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 11, valuing the pair at 1.3879. Conversely, the yearly low was recorded on November 15, dropping to 1.0115.

This high-to-low spread represents a total annual volatility of 0.3764 CDF. From a start-to-finish perspective, comparing the January average rate of 1.3598 to the December average rate of 1.0751, the exchange rate registered a net change of -20.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.3879 was up 1.18% compared to the 2024 peak of 1.3717, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MMK based on timing:

Yearly Peak High 6,939 CDF
2024 Average 6,650 CDF
Yearly Trough Low 5,058 CDF
Transaction Impact: A difference of 1,881.85 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.4142
1.0238
JanuMarcMayJulySeptNove

MMK to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3720, compared to 1.2264 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1456 points.

H1 Avg (Jan–Jun) 1.3720
H2 Avg (Jul–Dec) 1.2264

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 0.2271 CDF (High: 1.2503 / Low: 1.0232). On the other end, July was the most stable month, with a tight range of 0.0121 CDF (High: 1.3877 / Low: 1.3756).

October Spread (Volatile) ±0.2271
July Spread (Stable) ±0.0121

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.2368 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.2368

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2025: 1.3784) against the same month in 2024 (average: 1.3579), the exchange rate shifted by +0.0204 (+1.50%).

2025 Avg (August) 1.3784
2024 Avg (August) 1.3579

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3680 1.3513 1.3598
February 1.3832 1.3494 1.3650
March 1.3704 1.3518 1.3662
April 1.3862 1.3713 1.3809
May 1.3872 1.3684 1.3817
June 1.3874 1.3713 1.3784
July 1.3877 1.3756 1.3813
August 1.3879 1.3649 1.3784
September 1.3862 1.2531 1.3521
October 1.2503 1.0232 1.1153
November 1.0933 1.0115 1.0564
December 1.0914 1.0312 1.0751