2012 MVR to SGD Historical Review

YEARLY HIGH

0.0927 SGD

YEARLY LOW

0.0782 SGD

YEARLY AVERAGE

0.0852 SGD

2012 MVR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MVR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 0.0927. Conversely, the yearly low was recorded on October 15, dropping to 0.0782.

This high-to-low spread represents a total annual volatility of 0.0145 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0908 to the December average rate of 0.0794, the exchange rate registered a net change of -12.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0927 was down 8.73% compared to the 2011 peak of 0.1016, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 464 SGD

2011 Average 462 SGD

Yearly Trough Low 391 SGD

Transaction Impact: A difference of 72.64 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0920

0.0783

JanuMarcMayJulySeptNove

MVR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0897, compared to 0.0806 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0092 points.

H1 Avg (Jan–Jun) 0.0897

H2 Avg (Jul–Dec) 0.0806

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0120 SGD (High: 0.0927 / Low: 0.0807). On the other end, November was the most stable month, with a tight range of 0.0004 SGD (High: 0.0796 / Low: 0.0791).

July Spread (Volatile) ±0.0120

November Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0066 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0066

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0842) against the same month in 2011 (average: 0.0864), the exchange rate shifted by -0.0022 (-2.54%).

2012 Avg (July) 0.0842

2011 Avg (July) 0.0864

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0923	0.0888	0.0908
February	0.0899	0.0882	0.0890
March	0.0899	0.0887	0.0894
April	0.0896	0.0877	0.0888
May	0.0913	0.0877	0.0896
June	0.0918	0.0899	0.0908
July	0.0927	0.0807	0.0842
August	0.0817	0.0805	0.0811
September	0.0809	0.0794	0.0799
October	0.0800	0.0782	0.0794
November	0.0796	0.0791	0.0794
December	0.0797	0.0792	0.0794