2020 MVR to SGD Historical Review

YEARLY HIGH

0.0946 SGD

YEARLY LOW

0.0858 SGD

YEARLY AVERAGE

0.0894 SGD

2020 MVR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MVR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.0946. Conversely, the yearly low was recorded on December 31, dropping to 0.0858.

This high-to-low spread represents a total annual volatility of 0.0088 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0874 to the December average rate of 0.0864, the exchange rate registered a net change of -1.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0946 was up 4.79% compared to the 2019 peak of 0.0903, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 473 SGD

2019 Average 442 SGD

Yearly Trough Low 429 SGD

Transaction Impact: A difference of 43.82 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0929

0.0858

JanuMarcMayJulySeptNove

MVR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0905, compared to 0.0883 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0023 points.

H1 Avg (Jan–Jun) 0.0905

H2 Avg (Jul–Dec) 0.0883

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0058 SGD (High: 0.0946 / Low: 0.0888). On the other end, October was the most stable month, with a tight range of 0.0009 SGD (High: 0.0887 / Low: 0.0878).

March Spread (Volatile) ±0.0058

October Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0014 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0917) against the same month in 2019 (average: 0.0876), the exchange rate shifted by +0.0041 (+4.70%).

2020 Avg (March) 0.0917

2019 Avg (March) 0.0876

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0883	0.0871	0.0874
February	0.0911	0.0883	0.0899
March	0.0946	0.0888	0.0917
April	0.0935	0.0913	0.0923
May	0.0922	0.0911	0.0917
June	0.0909	0.0893	0.0903
July	0.0906	0.0890	0.0901
August	0.0893	0.0881	0.0889
September	0.0894	0.0881	0.0887
October	0.0887	0.0878	0.0883
November	0.0888	0.0869	0.0874
December	0.0869	0.0858	0.0864