2016 MVR to SGD Historical Review

YEARLY HIGH

0.0950 SGD

YEARLY LOW

0.0875 SGD

YEARLY AVERAGE

0.0905 SGD

2016 MVR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the MVR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 0.0950. Conversely, the yearly low was recorded on June 23, dropping to 0.0875.

This high-to-low spread represents a total annual volatility of 0.0075 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0935 to the December average rate of 0.0938, the exchange rate registered a net change of 0.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0950 was up 1.51% compared to the 2015 peak of 0.0936, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 475 SGD

2015 Average 450 SGD

Yearly Trough Low 437 SGD

Transaction Impact: A difference of 37.61 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0943

0.0880

JanuMarcMayJulySeptNove

MVR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0903, compared to 0.0906 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0903

H2 Avg (Jul–Dec) 0.0906

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0034 SGD (High: 0.0916 / Low: 0.0882). On the other end, September was the most stable month, with a tight range of 0.0013 SGD (High: 0.0896 / Low: 0.0883).

March Spread (Volatile) ±0.0034

September Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0020 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.0938) against the same month in 2015 (average: 0.0919), the exchange rate shifted by +0.0019 (+2.06%).

2016 Avg (December) 0.0938

2015 Avg (December) 0.0919

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0945	0.0921	0.0935
February	0.0931	0.0907	0.0918
March	0.0916	0.0882	0.0899
April	0.0898	0.0876	0.0885
May	0.0906	0.0877	0.0896
June	0.0903	0.0875	0.0886
July	0.0897	0.0881	0.0889
August	0.0896	0.0881	0.0888
September	0.0896	0.0883	0.0891
October	0.0916	0.0893	0.0906
November	0.0940	0.0906	0.0924
December	0.0950	0.0927	0.0938