2025 MVR to SGD Historical Review

YEARLY HIGH

0.0891 SGD

YEARLY LOW

0.0825 SGD

YEARLY AVERAGE

0.0849 SGD

2025 MVR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MVR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 0.0891. Conversely, the yearly low was recorded on June 30, dropping to 0.0825.

This high-to-low spread represents a total annual volatility of 0.0065 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0884 to the December average rate of 0.0837, the exchange rate registered a net change of -5.34% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0891 was down 4.91% compared to the 2024 peak of 0.0937, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 445 SGD

2024 Average 434 SGD

Yearly Trough Low 413 SGD

Transaction Impact: A difference of 32.68 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0889

0.0827

JanuMarcMayJulySeptNove

MVR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0859, compared to 0.0839 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 0.0859

H2 Avg (Jul–Dec) 0.0839

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0029 SGD (High: 0.0876 / Low: 0.0847). On the other end, August was the most stable month, with a tight range of 0.0007 SGD (High: 0.0838 / Low: 0.0831).

April Spread (Volatile) ±0.0029

August Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0020 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0884) against the same month in 2024 (average: 0.0867), the exchange rate shifted by +0.0017 (+1.92%).

2025 Avg (January) 0.0884

2024 Avg (January) 0.0867

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0891	0.0873	0.0884
February	0.0888	0.0865	0.0874
March	0.0877	0.0863	0.0868
April	0.0876	0.0847	0.0858
May	0.0851	0.0830	0.0838
June	0.0836	0.0825	0.0832
July	0.0843	0.0826	0.0832
August	0.0838	0.0831	0.0834
September	0.0846	0.0832	0.0837
October	0.0850	0.0841	0.0847
November	0.0851	0.0841	0.0845
December	0.0843	0.0830	0.0837