2013 MVR to SGD Historical Review

YEARLY HIGH

0.0838 SGD

YEARLY LOW

0.0791 SGD

YEARLY AVERAGE

0.0813 SGD

2013 MVR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the MVR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 8, valuing the pair at 0.0838. Conversely, the yearly low was recorded on January 2, dropping to 0.0791.

This high-to-low spread represents a total annual volatility of 0.0047 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0796 to the December average rate of 0.0819, the exchange rate registered a net change of 2.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0838 was down 9.59% compared to the 2012 peak of 0.0927, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 419 SGD

2012 Average 426 SGD

Yearly Trough Low 396 SGD

Transaction Impact: A difference of 23.43 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0830

0.0793

JanuMarcMayJulySeptNove

MVR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0808, compared to 0.0819 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.0808

H2 Avg (Jul–Dec) 0.0819

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 0.0030 SGD (High: 0.0837 / Low: 0.0807). On the other end, February was the most stable month, with a tight range of 0.0008 SGD (High: 0.0808 / Low: 0.0801).

June Spread (Volatile) ±0.0030

February Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0014 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2013: 0.0825) against the same month in 2012 (average: 0.0842), the exchange rate shifted by -0.0017 (-2.00%).

2013 Avg (July) 0.0825

2012 Avg (July) 0.0842

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0803	0.0791	0.0796
February	0.0808	0.0801	0.0804
March	0.0814	0.0804	0.0809
April	0.0808	0.0799	0.0805
May	0.0826	0.0799	0.0814
June	0.0837	0.0807	0.0821
July	0.0838	0.0817	0.0825
August	0.0834	0.0816	0.0827
September	0.0834	0.0811	0.0822
October	0.0813	0.0803	0.0808
November	0.0817	0.0807	0.0811
December	0.0826	0.0812	0.0819