2015 MVR to SGD Historical Review

YEARLY HIGH

0.0936 SGD

YEARLY LOW

0.0863 SGD

YEARLY AVERAGE

0.0899 SGD

2015 MVR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MVR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 3, valuing the pair at 0.0936. Conversely, the yearly low was recorded on April 29, dropping to 0.0863.

This high-to-low spread represents a total annual volatility of 0.0073 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0876 to the December average rate of 0.0919, the exchange rate registered a net change of 4.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0936 was up 7.99% compared to the 2014 peak of 0.0867, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MVR based on timing:

Yearly Peak High 468 SGD

2014 Average 412 SGD

Yearly Trough Low 432 SGD

Transaction Impact: A difference of 36.28 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0930

0.0868

JanuMarcMayJulySeptNove

MVR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0884, compared to 0.0914 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0030 points.

H1 Avg (Jan–Jun) 0.0884

H2 Avg (Jul–Dec) 0.0914

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 0.0036 SGD (High: 0.0900 / Low: 0.0863). On the other end, February was the most stable month, with a tight range of 0.0010 SGD (High: 0.0893 / Low: 0.0883).

April Spread (Volatile) ±0.0036

February Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0019 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0019

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2015: 0.0915) against the same month in 2014 (average: 0.0828), the exchange rate shifted by +0.0087 (+10.50%).

2015 Avg (October) 0.0915

2014 Avg (October) 0.0828

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0887	0.0866	0.0876
February	0.0893	0.0883	0.0888
March	0.0912	0.0892	0.0903
April	0.0900	0.0863	0.0884
May	0.0885	0.0864	0.0874
June	0.0891	0.0873	0.0880
July	0.0900	0.0880	0.0890
August	0.0923	0.0896	0.0913
September	0.0933	0.0914	0.0925
October	0.0936	0.0903	0.0915
November	0.0929	0.0912	0.0923
December	0.0925	0.0912	0.0919