2012 NAD to NGN Historical Review

YEARLY HIGH

21.2004 NGN

YEARLY LOW

17.6160 NGN

YEARLY AVERAGE

19.3819 NGN

2012 NAD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NAD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 21.2004. Conversely, the yearly low was recorded on November 22, dropping to 17.6160.

This high-to-low spread represents a total annual volatility of 3.5844 NGN. From a start-to-finish perspective, comparing the January average rate of 20.1365 to the December average rate of 18.2145, the exchange rate registered a net change of -9.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 21.2004 was down 9.85% compared to the 2011 peak of 23.5162, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 106,002 NGN

2011 Average 107,878 NGN

Yearly Trough Low 88,080 NGN

Transaction Impact: A difference of 17,921.84 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

21.0332

17.6164

JanuMarcMayJulySeptNove

NAD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.0803, compared to 18.6834 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.3969 points.

H1 Avg (Jan–Jun) 20.0803

H2 Avg (Jul–Dec) 18.6834

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 1.5823 NGN (High: 20.3353 / Low: 18.7530). On the other end, September was the most stable month, with a tight range of 0.4965 NGN (High: 19.2894 / Low: 18.7929).

May Spread (Volatile) ±1.5823

September Spread (Stable) ±0.4965

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.8635 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.8635

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 20.6973) against the same month in 2011 (average: 21.2619), the exchange rate shifted by -0.5647 (-2.66%).

2012 Avg (February) 20.6973

2011 Avg (February) 21.2619

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.6995	19.5720	20.1365
February	21.2004	20.3054	20.6973
March	21.0253	20.4011	20.7484
April	20.6649	19.6732	20.1250
May	20.3353	18.7530	19.4405
June	19.8736	18.6974	19.3342
July	20.0932	18.8244	19.5598
August	19.8338	18.6551	19.2048
September	19.2894	18.7929	19.0420
October	18.8983	17.7720	18.1785
November	18.1891	17.6160	17.9011
December	18.6067	17.7665	18.2145