YEARLY HIGH
90.2553 NGN
YEARLY LOW
79.5280 NGN
YEARLY AVERAGE
85.1347 NGN

2025 NAD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NAD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 5, valuing the pair at 90.2553. Conversely, the yearly low was recorded on April 20, dropping to 79.5280.

This high-to-low spread represents a total annual volatility of 10.7273 NGN. From a start-to-finish perspective, comparing the January average rate of 82.8141 to the December average rate of 86.3465, the exchange rate registered a net change of 4.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 90.2553 was down 7.11% compared to the 2024 peak of 97.1674, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 451,276 NGN
2024 Average 402,295 NGN
Yearly Trough Low 397,640 NGN
Transaction Impact: A difference of 53,636.56 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

88.2061
82.2991
JanuMarcMayJulySeptNove

NAD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 84.6050, compared to 85.6644 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0593 points.

H1 Avg (Jan–Jun) 84.6050
H2 Avg (Jul–Dec) 85.6644

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 9.4779 NGN (High: 90.2553 / Low: 80.7774). On the other end, September was the most stable month, with a tight range of 1.7889 NGN (High: 87.1491 / Low: 85.3602).

February Spread (Volatile) ±9.4779
September Spread (Stable) ±1.7889

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 1.4242 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -1.4242

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 82.7913) against the same month in 2024 (average: 72.4111), the exchange rate shifted by +10.3802 (+14.34%).

2025 Avg (February) 82.7913
2024 Avg (February) 72.4111

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 84.9417 80.8249 82.8141
February 90.2553 80.7774 82.7913
March 85.4537 80.3803 83.6629
April 86.6283 79.5280 83.6742
May 89.0392 85.8801 87.7139
June 88.8113 85.7429 86.9737
July 87.5071 85.0194 86.2853
August 87.9892 83.6078 86.5246
September 87.1491 85.3602 86.1907
October 86.0565 83.7477 84.7665
November 84.8146 82.7744 83.8724
December 87.7029 84.4643 86.3465