2014 NAD to NGN Historical Review

YEARLY HIGH

16.5864 NGN

YEARLY LOW

14.4543 NGN

YEARLY AVERAGE

15.2228 NGN

2014 NAD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NAD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 1, valuing the pair at 16.5864. Conversely, the yearly low was recorded on January 25, dropping to 14.4543.

This high-to-low spread represents a total annual volatility of 2.1321 NGN. From a start-to-finish perspective, comparing the January average rate of 14.7488 to the December average rate of 15.8320, the exchange rate registered a net change of 7.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 16.5864 was down 10.20% compared to the 2013 peak of 18.4711, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 82,932 NGN

2013 Average 82,778 NGN

Yearly Trough Low 72,271 NGN

Transaction Impact: A difference of 10,660.50 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

15.9403

14.6405

JanuMarcMayJulySeptNove

NAD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.2025, compared to 15.2431 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0406 points.

H1 Avg (Jan–Jun) 15.2025

H2 Avg (Jul–Dec) 15.2431

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 1.4290 NGN (High: 16.1767 / Low: 14.7477). On the other end, June was the most stable month, with a tight range of 0.3077 NGN (High: 15.4314 / Low: 15.1237).

November Spread (Volatile) ±1.4290

June Spread (Stable) ±0.3077

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.3343 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.3343

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 15.8320) against the same month in 2013 (average: 15.3489), the exchange rate shifted by +0.4831 (+3.15%).

2014 Avg (December) 15.8320

2013 Avg (December) 15.3489

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.2316	14.4543	14.7488
February	15.4027	14.5100	14.9259
March	15.6350	15.1407	15.3404
April	15.6459	15.0950	15.3750
May	15.7429	15.1110	15.5353
June	15.4314	15.1237	15.2900
July	15.4088	15.0969	15.2203
August	15.3539	15.0004	15.1960
September	15.2401	14.5376	14.8618
October	15.1701	14.4749	14.8573
November	16.1767	14.7477	15.4914
December	16.5864	15.3646	15.8320