YEARLY HIGH
97.1674 NGN
YEARLY LOW
45.1194 NGN
YEARLY AVERAGE
80.4507 NGN

2024 NAD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the NAD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 97.1674. Conversely, the yearly low was recorded on January 17, dropping to 45.1194.

This high-to-low spread represents a total annual volatility of 52.0481 NGN. From a start-to-finish perspective, comparing the January average rate of 48.5450 to the December average rate of 86.2492, the exchange rate registered a net change of 77.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 97.1674 was up 100.15% compared to the 2023 peak of 48.5472, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 485,837 NGN
2023 Average 171,178 NGN
Yearly Trough Low 225,597 NGN
Transaction Impact: A difference of 260,240.33 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

97.8780
44.0601
JanuMarcMayJulySeptNove

NAD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 71.3108, compared to 89.5906 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 18.2798 points.

H1 Avg (Jan–Jun) 71.3108
H2 Avg (Jul–Dec) 89.5906

Volatility Range Comparison

Volatility

The most volatile month in 2024 was February, with a trading range of 36.9742 NGN (High: 84.6811 / Low: 47.7069). On the other end, October was the most stable month, with a tight range of 4.5508 NGN (High: 96.4612 / Low: 91.9104).

February Spread (Volatile) ±36.9742
October Spread (Stable) ±4.5508

Growth Streaks & Declines

Trends

Between April and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 13.3755 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -13.3755

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2024: 92.7776) against the same month in 2023 (average: 40.7981), the exchange rate shifted by +51.9795 (+127.41%).

2024 Avg (September) 92.7776
2023 Avg (September) 40.7981

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 51.3695 45.1194 48.5450
February 84.6811 47.7069 72.4111
March 86.5990 73.5053 81.0778
April 75.1164 63.0547 67.7023
May 82.9575 66.5230 77.1470
June 84.7139 76.5756 80.9815
July 91.1684 77.0967 83.3641
August 91.0715 85.8600 88.5454
September 97.1674 88.4502 92.7776
October 96.4612 91.9104 93.2142
November 95.8872 91.3214 93.3932
December 93.3799 82.1307 86.2492