2013 NAD to NGN Historical Review

YEARLY HIGH

18.4711 NGN

YEARLY LOW

15.1937 NGN

YEARLY AVERAGE

16.5621 NGN

2013 NAD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the NAD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 18.4711. Conversely, the yearly low was recorded on December 5, dropping to 15.1937.

This high-to-low spread represents a total annual volatility of 3.2774 NGN. From a start-to-finish perspective, comparing the January average rate of 17.8913 to the December average rate of 15.3489, the exchange rate registered a net change of -14.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 18.4711 was down 12.87% compared to the 2012 peak of 21.2004, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 92,355 NGN

2012 Average 96,889 NGN

Yearly Trough Low 75,968 NGN

Transaction Impact: A difference of 16,386.98 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

18.1455

15.0947

JanuMarcMayJulySeptNove

NAD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.2002, compared to 15.9239 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.2763 points.

H1 Avg (Jan–Jun) 17.2002

H2 Avg (Jul–Dec) 15.9239

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 1.8617 NGN (High: 17.6774 / Low: 15.8157). On the other end, February was the most stable month, with a tight range of 0.2939 NGN (High: 17.8638 / Low: 17.5700).

May Spread (Volatile) ±1.8617

February Spread (Stable) ±0.2939

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.9810 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.9810

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 17.8913) against the same month in 2012 (average: 20.1365), the exchange rate shifted by -2.2452 (-11.15%).

2013 Avg (January) 17.8913

2012 Avg (January) 20.1365

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.4711	17.3908	17.8913
February	17.8638	17.5700	17.7112
March	17.5340	17.0211	17.2445
April	17.7268	17.1632	17.3784
May	17.6774	15.8157	16.9785
June	16.3566	15.5558	15.9975
July	16.4985	15.8820	16.2387
August	16.3386	15.5940	16.0035
September	16.6455	15.8055	16.2255
October	16.3645	15.9337	16.1535
November	15.7526	15.3042	15.5733
December	15.5393	15.1937	15.3489