2026 NAD to NGN Historical Review

YEARLY HIGH

88.3465 NGN

YEARLY LOW

80.3198 NGN

YEARLY AVERAGE

83.7714 NGN

2026 NAD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NAD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 25, valuing the pair at 88.3465. Conversely, the yearly low was recorded on March 21, dropping to 80.3198.

This high-to-low spread represents a total annual volatility of 8.0267 NGN. From a start-to-finish perspective, comparing the January average rate of 87.0379 to the December average rate of 82.7836, the exchange rate registered a net change of -4.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 88.3465 was down 2.11% compared to the 2025 peak of 90.2553, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 441,733 NGN

2025 Average 425,767 NGN

Yearly Trough Low 401,599 NGN

Transaction Impact: A difference of 40,133.69 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

87.5221

81.7114

JanuMarcMayJuly

NAD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 83.9719, compared to 83.1699 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.8020 points.

H1 Avg (Jan–Jun) 83.9719

H2 Avg (Jul–Dec) 83.1699

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 5.8411 NGN (High: 86.1609 / Low: 80.3198). On the other end, August was the most stable month, with a tight range of 0.8802 NGN (High: 83.3238 / Low: 82.4437).

March Spread (Volatile) ±5.8411

August Spread (Stable) ±0.8802

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.4285 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -2.4285

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 87.0379) against the same month in 2025 (average: 82.8141), the exchange rate shifted by +4.2238 (+5.10%).

2026 Avg (January) 87.0379

2025 Avg (January) 82.8141

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	88.3465	86.1671	87.0379
February	87.0274	83.5240	84.8253
March	86.1609	80.3198	82.3968
April	83.6387	81.2635	82.1956
May	84.4396	82.5918	83.9312
June	84.4182	82.2851	83.4447
July	84.5699	81.1750	83.5563
August	83.3238	82.4437	82.7836