2013 NAD to SCR Historical Review

YEARLY HIGH

1.5504 SCR

YEARLY LOW

1.1479 SCR

YEARLY AVERAGE

1.2584 SCR

2013 NAD to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the NAD to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1.5504. Conversely, the yearly low was recorded on December 29, dropping to 1.1479.

This high-to-low spread represents a total annual volatility of 0.4025 SCR. From a start-to-finish perspective, comparing the January average rate of 1.4855 to the December average rate of 1.1633, the exchange rate registered a net change of -21.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.5504 was down 17.97% compared to the 2012 peak of 1.8899, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 7,752 SCR

2012 Average 8,386 SCR

Yearly Trough Low 5,740 SCR

Transaction Impact: A difference of 2,012.25 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.5177

1.1310

JanuMarcMayJulySeptNove

NAD to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3219, compared to 1.1950 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1268 points.

H1 Avg (Jan–Jun) 1.3219

H2 Avg (Jul–Dec) 1.1950

Volatility Range Comparison

Volatility

The most volatile month in 2013 was January, with a trading range of 0.1339 SCR (High: 1.5504 / Low: 1.4165). On the other end, December was the most stable month, with a tight range of 0.0372 SCR (High: 1.1851 / Low: 1.1479).

January Spread (Volatile) ±0.1339

December Spread (Stable) ±0.0372

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1296 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1296

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 1.4855) against the same month in 2012 (average: 1.7330), the exchange rate shifted by -0.2475 (-14.28%).

2013 Avg (January) 1.4855

2012 Avg (January) 1.7330

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5504	1.4165	1.4855
February	1.4443	1.3795	1.4196
March	1.3685	1.2468	1.2900
April	1.3124	1.2685	1.2868
May	1.3103	1.1789	1.2656
June	1.2055	1.1585	1.1836
July	1.2328	1.1726	1.2074
August	1.2223	1.1545	1.1932
September	1.2418	1.1618	1.2058
October	1.2456	1.1974	1.2178
November	1.1992	1.1559	1.1826
December	1.1851	1.1479	1.1633